Zimmerman Real Estate Blog


Amanda Oboza Published 8:47 a.m. ET March 8, 2018         

There are a lot of mortgage myths out there, so it is important to talk to the experts and get all the facts.(Photo: Getty Images/iStockphoto)

Most first-time homebuyers are excited for the house hunt, but not so keen on the most important step...obtaining a mortgage. The experience can be perceived as complicated and stressful, especially by first time buyers. Luckily there are local experts to guide you through every step of the way and help you avoid mistakes.

Tim Whelan, home loan specialist with Churchill Mortgage, says there are three phases of the mortgage process where things can potentially go wrong — shopping, contract, and after closing. The good

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   By CREJ Jeff Johnson
Co-founder and principal, Pinnacle Real Estate Advisors, Denver

The Tax Cuts and Jobs Act was signed into law by President Donald Trump on Dec. 22. Many investors want to know what impact the new law will have on their own tax situation. With some quick research, and a lot of help from our certified public accountant, hopefully we can shed some light on the topic. The new tax laws are complicated and subject to change. These comments are only a guideline and not tax advice. Investors should consult with their CPA for advice for their particular situations.

  Andrew Monette
Associate adviser, Pinnacle Real Estate Advisors, Denver

As most investors

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Know what you're getting yourself into before making the plunge on a foreclosed property.   Steve Fiorillo Mar 16, 2018 2:29 PM EDT   Do's and Don'ts for Buying a Foreclosed Home  

You probably don't need to be told twice that purchasing a foreclosed home can be a high risk venture. Even making it to this page means you've likely been told dozens of times by now. Perhaps you've already looked through some foreclosure listings and found something that has piqued your interest, and you're looking to be talked into purchasing it- or talked out of it.


Buying any home is not a decision to venture into lightly, even more so when dealing with the minutia that comes with a foreclosed home. It can be time-consuming and

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Size and floor plan are important considerations when house hunting Image courtesy of Home Stratosphere

If you're thinking about buying a home, this list can help get your search off on the right foot. While the number of rooms, condition of the kitchen, and size of the yard are important, there are other things to think over before you make an offer. Consider these factors.

1. The Location

They say that the three most important things to think about when buying are home are location, location, location.

You can live with almost any imperfection in a home if you love the neighborhood and your neighbors. You can change almost everything else. But, once bought, you cannot change your home's location. When you go house hunting, consider any potential home's proximity to your work, the

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Senior couple shown new home by an estate agent •••Andrew Brett Wallis/ Photographer's Choice RF/ Getty Images

By James Kimmons Updated April 12, 2018

Owning real estate carries with it a traditional "bundle of legal rights" transferred with the property from seller to buyer. These are the recognized rights of the holder of title to the property.

Real Estate Ownership Rights

  • The right of possession: The property is owned by whoever holds the title.  Once you close a real estate deal for cash and have the title in your hands, it's yours.  Well, let's start out right away with the caveat that not paying property taxes and many association dues can get your property taken away from you.  That said, when you have a deed in your name and no mortgage note or lien
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In September 2017, sales of new homes in the United States shot up to the highest level in nearly a decade.

The Commerce Department reported an 18.9% increase for the month, during which about 667,000 newly built homes were sold—a figure not seen since October 2007. September’s increase also represented the biggest month-over-month percentage gain since January 1992.

While such figures may be great news for those monitoring the robustness of the country’s housing market, it’s not ideal news for buyers of modest means.

These statistics mean that Americans, unable to find existing homes, are increasingly turning to new construction. At the same time, however, homebuilders are overwhelmingly focused on creating higher-priced housing, which often

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Credit bureau chief says shape up credit score now before spring house hunting

  Originally published February 3, 2018 at 8:00 am Updated February 3, 2018 at 2:37 am

John Danaher, president of consumer interactive at TransUnion credit bureau. (Bill Buchelt/AP)John Danaher, president of consumer interactive at TransUnion credit bureau. (Bill Buchelt/AP)  

Your credit report and score are integral to securing the best terms for a mortgage. Here are some tips from the president of credit bureau TransUnion.

By SARAH SKIDMORE SELL The Associated Press

It may be winter now, but the spring house-hunting season is just ahead. John Danaher, president of consumer interactive at credit bureau TransUnion, says that makes this the perfect time for home-seekers who want the best

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Here's why now might be the perfect time to sell your home

Maurie Backman, The Motley Fool Published 4:00 p.m. ET Feb. 4, 2018 | Updated 8:29 a.m. ET Feb. 5, 2018  

Owning a home is a pipe dream for many. And here is why it is on the decline. USA TODAY

Rising property values and complicated tax changes are coming together to affect the housing market. Whether you come out a winner will depend on when you act.


A red for sale sign hangs in the yard in front of a large white house.(Photo: GETTY IMAGES)

When we think of our greatest monthly expenses, it's not surprising to see housing top the list. And if you're a homeowner, you're likely to see that number increase as your

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Tips on staging your home for a quick sale

Pat Setter, The San Diego Union-Tribune Published 5:09 p.m. ET Feb. 1, 2018

Prepare your home to help clinch a smooth, quick sale

If you are staging your home for sale, take down the family photos. You want buyers to see themselves living there.(Photo: Dreamstime / TNS)


So you’ve found your dream home. You’re ready to downsize or expand into a larger home and the only thing that’s keeping you from closing the deal is selling your current home.

Proper staging is one of the most important steps you can take to make a quick sale at the maximum price.

“Statistics repeatedly show that staged homes sell faster and for more money than homes without staging,” said Kyley Christy, an agent with Andrew Arroyo

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What to consider when deciding whether to rent or buy a home

    buy or rent
Making the leap from renter to homeowner isn’t as simple as deciding your rent is too high. You need to weigh the pros and cons of homeownership in the context of your finances and your future. (Stephanie Wunderlich/for The Washington Post) By Danielle Douglas-Gabriel By Danielle Douglas-Gabriel Real Estate   January 24  

With months left on the lease for her two-bedroom apartment on the outskirts of Charleston, S.C., Amanda Nadel, 34, started weighing her options.

She could keep paying $1,200 a month in rent, but that would leave her with little money to care for her 11-year-old daughter. They

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