Tips On Knowing How Much Mortgage You Can Afford

Coins

There is a rule of thumb that says that if you have the capacity to repay the mortgage, you can afford a single-family house that costs up to two and one-half times your annual gross income. (Annual gross income is the amount you make before taxes are deducted.)

Like other rules of thumb, this is a general idea of how large a mortgage you can afford. But, because it is so simple, it doesn’t consider all the information that will help you feel comfortable with your mortgage payments.

If you are buying a house with someone else (spouse, parent, adult child, partner/companion, brother or sister or other relative), you should consider your co-purchaser’s earnings and existing debts as well.…

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Tips for Preparing to Sell Your Home

Preparing to sell

When it comes time to prepare a home for sale, there are a number of quick and affordable fixes that can help seal the deal, while some so-called improvements may sink a sale.

When it's time to put your home on the market, there are some definite do's and don'ts.

DO:

Give your home a fresh coat of paint. Freshly painted walls are one of the top selling features for potential buyers.

Make minor repairs. Many homeowners see even minor repairs as worry and work.

Kennel pets during showings. Many potential buyers will not purchase a home occupied by a pet.

Consider replacing a roof. Many potential buyers view this as a big ticket item. The fact that your home has a new roof will be a selling…

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2017 Summer Movies in the Park

Looking for something fun to do with the family this summer? Look no further!

Thanks to Citizen's Federal Savings & Loan and other local sponsors, there are FREE Summer Movies at Mary Rutan Park (August 19th showing of Little Giants is at Southview Park) in Bellefontaine, OH. 

June 2nd: Secret Life of Pets

June 16th: Honey I Shrunk the Kids

July 7th: Monster Trucks

July 21st: Disney's BFG

August 4th: CARS

August 19th: Little Giants *at Southview Park*

2017 Summer Movie Series

 

 

 

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3 Red Hot Real Estate Trends to Keep an Eye on in 2017

2017 is already shaping up to be huge for the real estate business. With home flipping already going mainstream in 2016, many developments are on the way that could completely reshape the real estate market and change the way properties are bought and sold 2017. In this article, we’re going to touch on three red hot real estate trends to watch for 2017.

Drone Technology
The use of UAVs (unmanned aerial vehicles) has recently been cleared by the federal aviation administration and should have a direct impact on the real estate business. The use of drones for video making purposes will change how the real estate business operates in 2017. Many realtors have already started to use flyover videos to…

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Navigating the Home-Buying Process: 5 Tips

Home Buying Process with Agent

Buying a home for the first time can be complex and daunting, especially in a competitive housing market. A new book, “My First Home: A Step-by-Step Guide to Achieving the Ultimate American Dream,” aims to help first-time buyers navigate the process.

Below are five tips from author Shashank Shekhar, a blogger, media source and radio and television personality:

  1. Move Quickly
    In this kind of market, if you see a home you like, you’d better be prepared to jump on it. Don’t hem and haw—make the offer.
  1. Understand the Seller’s Needs
    The best deal is not always the most money. The seller might be in escrow on their new home. They need their current residence—the one you’re wanting to buy—to close…

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It's summer time! Lots of exciting events coming up in Bellefontaine.

The Hoffman Municipal Pool in Bellefontaine will be opening on May 27, 2017. 

Mark your calendar now for the Friday night summer movies in the park. See flyer below for more info!

 

Bellefontaine Hoffman Pool opening 2017

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 City of Bellefontaine Recycling Tips

Residents of the City of Bellefontaine that are on the "pay as you throw" program can cut their trash costs by using the City's recycling program for no additional fee. See these tips for how to separate items and take advantage of this great resource!

Bellefontaine Recycle Program

More info can be found HERE on the City of Bellefontaine's website.

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OPEN HOUSE

Sunday, April 2nd 2:00-4:00 PM

9526 State Route 368 Unit 10, Huntsville, OH 43324

9526 SR 368 Unit 10 open house

Located on popular Shawnee Island at Indian Lake, rare find waterfront townhouse condo with 4 bedrooms, 2 full baths, views of the lake from first & 2nd floors, a boat dock with a lift right in front of the condo, and furnishings per provided list. Improvements include newer concrete patio, updated windows, carpet, added 4th bedroom/family room upstairs, Sun-setter awning and some appliances. $200 per month Condo fee covers cable, lawn care, softened water, guest parking, snow removal, trash, exterior maintenance, and umbrella policy insurance, and reserve fund for the future. Boat is negotiable (1997 24' Sylvan pontoon w/60HP motor which has…

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