Bellefontaine Office: 937-592-4896 Indian Lake Office: 937-843-9400

Tips On Knowing How Much Mortgage You Can Afford

Coins

There is a rule of thumb that says that if you have the capacity to repay the mortgage, you can afford a single-family house that costs up to two and one-half times your annual gross income. (Annual gross income is the amount you make before taxes are deducted.)

Like other rules of thumb, this is a general idea of how large a mortgage you can afford. But, because it is so simple, it doesn’t consider all the information that will help you feel comfortable with your mortgage payments.

If you are buying a house with someone else (spouse, parent, adult child, partner/companion, brother or sister or other relative), you should consider your co-purchaser’s earnings and existing debts as well.…

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Tips for Preparing to Sell Your Home

Preparing to sell

When it comes time to prepare a home for sale, there are a number of quick and affordable fixes that can help seal the deal, while some so-called improvements may sink a sale.

When it's time to put your home on the market, there are some definite do's and don'ts.

DO:

Give your home a fresh coat of paint. Freshly painted walls are one of the top selling features for potential buyers.

Make minor repairs. Many homeowners see even minor repairs as worry and work.

Kennel pets during showings. Many potential buyers will not purchase a home occupied by a pet.

Consider replacing a roof. Many potential buyers view this as a big ticket item. The fact that your home has a new roof will be a selling…

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2017 Summer Movies in the Park

Looking for something fun to do with the family this summer? Look no further!

Thanks to Citizen's Federal Savings & Loan and other local sponsors, there are FREE Summer Movies at Mary Rutan Park (August 19th showing of Little Giants is at Southview Park) in Bellefontaine, OH. 

June 2nd: Secret Life of Pets

June 16th: Honey I Shrunk the Kids

July 7th: Monster Trucks

July 21st: Disney's BFG

August 4th: CARS

August 19th: Little Giants *at Southview Park*

2017 Summer Movie Series

 

 

 

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